• Application Deadline:
• Position: Field Credit Officer – Asset Finance



• Job Type Full Time



• Qualification BA/BSc/HND



• Experience 1 - 2 years



• Location Lagos , Ogun , Oyo




• Job Field Finance / Accounting / Audit 
  
  

Job Summary

• The Field Credit Officer will be responsible for managing credit-related field activities, including customer engagement, loan monitoring, and recovery of delinquent accounts.


• The role ensures effective loan performance, timely recovery of outstanding obligations, and compliance with the Bank’s credit, recovery, and regulatory policies, while maintaining professional and ethical standards.

Key Responsibilities

• Conduct field visits to customers for credit monitoring and recovery of delinquent loan accounts.


• Engage customers professionally to assess repayment capacity and agree on feasible repayment plans.


• Monitor loan accounts and follow up on repayment commitments to ensure compliance with agreed terms.


• Accurately document all field activities, customer engagements, and outcomes on approved systems.


• Identify high-risk and non-performing loan accounts and escalate in line with established procedures.


• Ensure all credit and recovery activities comply with internal policies, CBN regulations, and applicable laws.


• Collaborate with internal teams to achieve assigned credit and recovery targets.

Requirements

• Bachelor’s degree in Business Administration, Finance, Economics, or a related discipline.


• Minimum of 1–2 years’ experience in credit operations, loan recovery, or a similar role within a financial institution or Microfinance Bank.


• Sound knowledge of credit administration and loan recovery processes.


• Strong negotiation, communication, and interpersonal skills.


• Ability to work independently, manage multiple accounts, and meet assigned targets.


• Proficiency in basic computer applications and reporting tools.

Personal Attributes:

• High level of professionalism, integrity, and confidentiality.


• Results-driven with strong attention to detail.


• Ability to work under pressure and within defined policies.


• Good judgement and customer-focused approach.